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Tri-partite agreements as a solution
Where could we stop the cycle? The supply chain gap is evident in a situation where the milk volume in a cluster is not enough to justify a milk collection centre being setup by an organised player and it is higher than the demand of milk agents resulting in suboptimal price for milk to farmers.…
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Who will buy the milk?
Went to a few villages which no longer had co-operative milk collection centres. They had it in the past but because of disputes they shut down. The local milk agents/sweet shops gave more money per litre than the co-operative collection centre. They accepted even water added milk/adulterated milk. The price was paid within 2-3 days!…
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Dairying: as seen by the small farmer
We went for a few Focussed Group Discussions in Ganjam District of Orissa under Dhanei Kshetriya Financial Services service area. The idea was to interact with dairy farmers and understand the status of dairying. A lot of things came up during the discussions, stories are same as those heard in any other part of the…
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Starbucked
Got my hand on a book named “Starbucked” which narrates the story of Starbucks (the American coffee, tea chain). Interesting facts: They didn’t start as a food service concept. Their idea was to sell coffee so that people could make it at home! It was started by three people who ultimately sold the business off…
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Mobile Banking
Today most of the large banks offer basic mobile banking solutions for their consumers. The most common services are: * Account Alerts, security alerts and reminders * Account balances, updates and history * customer service via mobile * branch ATM location information * transfer verification * mortgage alerts Future expectations are mobile commerce, mobile payments,…